Small Business Finance

Almost all new start-up businesses require some form of funding. Many entrepreneurs turn to their bank, but there are other numerous options to boost initial working capital requirements. This section details the available financing for small businesses from traditional loans to government grants as well as managing your accounts.

Invoice Finance

Invoice finance and factoringUsing invoice financing may help your cash flow. See how invoice finance can work for any business together with vital information on invoice finance factoring and discounting methods. This guide also covers the advantages and disadvantages of each method.

Unsecured and Secured Business Loans

Unsecured business loansUnsecured and secured business loans may help you start a business with an injection of working capital. The following article shows you how to get an unsecured small business loan for your start-up business or to expand and grow an existing business.

If these aren't available, then you may consider a secured business loan if you need bank finance or an overdraft facility.

Financial Development Assistance

Additional articles in this section help you raise additional funding for your business or non-profit organisation. For charities and other related companies, why not try these easy fundraising ideas to get a fundraising event working for you.

We also look at sole trader advantages and disadvantages if you're starting a business and want to see if you should trade as a sole trader or limited company. If you're negotiating a new property or building, then you may require a commercial mortgage to purchase or part-fund the acquisition.

If you're already trading and need VAT assistance, see our VAT calculator to calculate net and gross amounts with and without VAT added at the current rate of 20%.

Our new guide to buying property in the UK is a comprehensive, no-nonsense guide to the ins and outs and costs involved in property buying. You may consider a commercial bridging loan to buy or refurbish property as a way to receive almost immediate finance.

Accounting and Other Funding Options