Courier Van Insurance

Driving for a living means it can present challenges but it's easy to get cheap courier van insurance for your own business or as a fleet of vans without using specialist insurers and compromising your cover.

Lower premiums are available for the majority of van drivers including legal expenses by using professional underwriters or just the usual commercial insurance companies.

Brokers or Online Websites ?

Specialist brokers have been around for year but the industry has changed and van insurance is now part of mainstream insurance products so it's very easy to get quotes online and buy your policy and get cover instantly.

Types of Courier Insurance

All van insurance policies are different but most require that your van is used for commercial purposes which is designed to carry goods rather than people so insurers want to see a vehicle that generally carries less than four passengers and weighs less than 3.5 tonnes.

Most require that you are over 21 years of age and have held a full driving licence for at least 1 year but not used for certain trades such as entertainment, mini cab drivers, professional sports or in the fashion industry. Check with your broker or insurance company to see what they will allow.

If you are a new courier business starting up some insurance companies may be able to take your no claims discount from your own car into account as well.

What's Covered by the Policy ?

As mentioned above all policies and premiums are different and may not cover you for what you assume you will be in your policy. For example some won't cover you for items left over night in your van or in transit whilst you are making deliveries so check for "goods in transit cover" if you think this will be a requirement for your courier business.

See what you want covered and the types of services you want from your insurer. Some of the popular ones incliude UK call centres opened 24 hours a day 7 days a week to process claims and offer you advice if you are in an accident, online discounts, protection against vandalism of your vehicle, if you're hit by an uninsured driver whether your excess or no claims discount is affected and if you receive a replacement van whilst yours if off the road being repaired so you can carry on with your courier business and it's not affected.

With the 2 recommended insurance companies below you can also pay your insurance in 12 monthly installments so there's no need to pay everything up front.

Recommended Courier Van Insurance Companies

We have picked 2 companies that you can get free online quotes and instant cover for your courier van.

Direct Line Courier Van Insurance

Direct Line courier van insurance offer excellent rates and cover for courier vans and throw in numerous benefits and special offers - additionally if you have more than one courier van you'll get an additional 10% discount. As this insurer isn't on the price comparison websites you should check them out directly. It's easy to get a quote and there are just a couple of questions to complete.

eVan Courier Insurance

With eVan courier van insurance you get loads of unique benefits including protected NCD, breakdown cover, legal expenses and European cover included as standard. You can easily manage your account online and a quote is easy to get in a matter of minutes.

Click here to get an online quote now

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