Company Van Insurance

If you run a fleet of vans or are simple a "man with a van" then you'll need a competitive company van insurance policy to ensure get the right cover in the event of an accident.

Cheaper premiums and excellent cover may be available from specialist brokers but the major insurance companies insure vans and offer excellent quotes online now.

Types of Company Van Insurance

Company van insurance policies are different from car insurance policies as you are delivering goods and packages or carrying expensive tools for your trade so your insurance not only covers you for accidents against other vehicles and pedestrians but for the stock and goods you are moving.

Most cover is quite standard and like car insurance in that you can just get cover for third party claims with fire and theft damage for damages caused by other people but for total cover a comprehensive policy covers you for accidental damage to your van plus personal belongings, medical expenses and personal accident cover. This is essential if your van is your business lifeline as most insurers will provide a hire van whilst yours are in for repair.

Your van is seen as a goods vehicle rather than a passenger vehicle so should not be designed to carry more than four people and is less than 3.5 tonnes in gross weight.

Additional Services Worth Noting

Not all van insurance companies are the same and it's worth thinking about what services you require, for example:

• A UK call centre with a 24 hour hot line
• Legal protection cover (often optional)
• Windscreen repair which doesn't affect your no claims bonus
• Whether you can bring your personal car insurance no claims discount history with you
• Named driver no claims discount
• Discounts for multi vans - if you run a fleet of company vans you'll want a discount if you insure more than one
• Breakdown cover

Most van insurers are for commercial vans rather than a private van so that means this insurance is not for taxi companies and won't insure you if you are in the entertainment business generally because of the nature of the equipment carried. But if you are in general business areas then these policies are for your business.

Simply compare van insurance policy wording when you land on any of the insurers we recommend below to see what they are offering against your own expectations.

Recommended Company Van Insurance Companies

We have picked 2 companies that you can get free online quotes and instant cover for your company van.

Direct Line Company Van Insurance

Direct Line company van insurance offer excellent rates and cover for company vans and throw in numerous benefits and special offers - additionally if you have more than one company van you'll get an additional 10% discount. As this insurer isn't on the price comparison websites you should check them out directly. It's easy to get a quote and there are just a couple of questions to complete.

eVan Company Van Insurance

With eVan courier van insurance you get loads of unique benefits including protected NCD, breakdown cover, legal expenses and European cover included as standard. You can easily manage your account online and a quote is easy to get in a matter of minutes.

Click here to get an online quote now

Other company van insurance companies are available but the above two companies are recommended by us.

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